Additional Coverage Details Enroll/Quote

Basic Benefits:

  • $3,000 (100% of Additional Coverage Amount for Customer) for Loss of Life; Loss of two or more hands or feet; Loss of sight in both eyes; Loss of speech and hearing in both ears; Loss of one hand or foot and sight in one eye
  • $1,500 (50% of Additional Coverage Amount for Customer) Loss of one hand or one foot; Loss of sight in one eye; Loss of Speech; Loss of hearing in both ears
  • $750 (25% of Additional Coverage Amount for Customer) for Loss of thumb and index finger of the same hand

Loss must occur within one (1) year after the accident. Payment of any covered benefit amount will reduce the principal sum. The maximum benefit amount paid for any one accident will not exceed the principal sum.

Beneficiary

The Customer may designate a beneficiary by completing and signing the form provided by, and returning the signed form to, the Company.  If no valid beneficiary designation is on file with the Company or if the beneficiary is not alive at the time a benefit is payable, the Company may make direct payment to the Customer’s spouse, the Customer’s child or children, or the Customer’s parents; siblings; or estate, in that order.

Certificate of Insurance

The Company will make available to each Customer a Certificate of Insurance which will reflect the coverage under the Policy.

*All coverage amounts reduce by 50% at age 70 and by 75% at age 75. Coverage may vary and may not be available in all states.